2021 Volvo XC90 4DR AWD
2021 · SUV · gasoline
B
Top 40% of 2021 gas cars
10.3 L/100 km · about $3,490 a year
Among 2021 standard SUVs, all types#20 of 127
Against every car on sale today, EVs includedD
20,000 km a year at $1.69/L premium gasoline.
Change km or fuel price
C
About average to insure for a 2021 car
From what insurers have paid out on this model
Compares cars, not drivers. Not a quote.
Insurance estimates for
- Crash rating
- 5/5 NHTSA stars
- Insurance claims
- 139 39% above average
- Theft risk
- Low 50% below average
- Awards
- 1 IIHS
Why insurance costs what it does
What insurers have paid out on this model, compared with a typical car. Bars to the right mean higher claims than typical, which push the price up.
- Crash repairsCollision17% above
- Theft, vandalism and hailComprehensive24% above
- Damage from other driversDCPD95% above
- Injury payoutsAccident benefits20% above
- How often it's stolenTheft frequency50% below
How the grade is worked out
We estimate what a typical driver with full coverage would pay for this model in Ontario, then rank it against every other 2021 model. The car-specific part of the premium follows what insurers have paid out on this model (the bars above). A is cheaper to insure than at least 80% of them. It compares cars, not drivers: your own quote depends mostly on your age, record and address.
Sources: Alberta AIRB, FSRA, GAA, Facility Association and IBC How Cars Measure Up. How this works
Safety
5/5 in U.S. government crash tests (NHTSA) on the XC90 T5. 5 is best.
- Overall★★★★★
- Head-on crash★★★★★
- Side crash★★★★★
- Rollover resistance★★★★
Driver assist
- Automatic emergency braking: standard
- Forward collision warning: standard
- Lane departure warning: standard
- Blind-spot warning: standard
Awards
- IIHSTop Safety Pick+ Source
About these ratings
Stars measure how well the cabin protects people in a lab crash, not how often the car crashes. They're for the U.S. version (SUV, AWD) of the same model year, usually the same car as in Canada. IIHS awards can depend on headlights or trim. How this works
Fuel and emissions
- City11.8 L
- Highway8.4 L
- CO₂241 g/km
- Smog rating6/10
Litres per 100 km. Rated as gasoline, 408 of 827 for efficiency in 2021.
All NRCan figures
- NRCan model name
- XC90 T5 AWD
- Powertrain (file)
- ice
- Vehicle class
- Sport utility vehicle: Standard
- Engine
- 2 L
- Cylinders
- 4
- Transmission
- AS8
- Fuel type
- Premium
- City
- 11.8 L/100 km
- Highway
- 8.4 L/100 km
- Combined
- 10.3 L/100 km
- Combined (mpg)
- 27.5
- Energy use (ranking scale)
- 10.3 L/100 km eq.
- CO₂
- 241 g/km
- CO₂ rating
- 5/10
- Smog rating
- 6/10
- NRCan trims averaged
- 2
- Efficiency rank this year
- 408 of 827 (beats 51%)
- Class rank this year
- 20 of 127 · Sport utility vehicle: Standard
- Vs latest NRCan year
- 512 of 794 in 2026
- Class vs latest year
- 107 of 211
Lab ratings from Natural Resources Canada; real-world use, especially in winter, is usually higher. How this works