2021 Volvo XC40 T4 AWD
2021 · Sport utility vehicle: Small · gasoline
B
Top 25% of 2021 gas cars
9.3 L/100 km · about $2,669 a year
Among 2021 small SUVs, all types#79 of 177
Against every car on sale today, EVs includedC
20,000 km a year at $1.44/L regular gasoline.
Change km or fuel price
A
Cheaper to insure than 98% of 2021 cars
From what insurers paid out on the 2021 model
Compares cars, not drivers. Not a quote.
Insurance estimates for
- Crash rating
- 5/5 NHTSA stars
- Insurance claims
- 69 31% below average · 2021 data
- Theft risk
- — not enough data
- Awards
- 0 none this year
Why insurance costs what it does
IBC hasn't published claims for the 2021 yet, so this uses what insurers paid out on the 2021 model, compared with a typical car. Bars to the right mean higher claims, which push the price up.
- Crash repairsCollision13% below
- Theft, vandalism and hailComprehensive14% below
- Damage from other driversDCPDno data
- Injury payoutsAccident benefits65% below
- How often it's stolenTheft frequencyno data
How the grade is worked out
We estimate what a typical driver with full coverage would pay for this model in Ontario, then rank it against every other 2021 model. The car-specific part of the premium follows what insurers have paid out on this model (the bars above). A is cheaper to insure than at least 80% of them. It compares cars, not drivers: your own quote depends mostly on your age, record and address.
Sources: Alberta AIRB, FSRA, GAA, Facility Association and IBC How Cars Measure Up. How this works
Safety
5/5 in U.S. government crash tests (NHTSA) on the XC40 T4. 5 is best.
- Overall★★★★★
- Head-on crash★★★★★
- Side crashNot tested
- Rollover resistance★★★★
Driver assist
- Automatic emergency braking: standard
- Forward collision warning: standard
- Lane departure warning: standard
- Blind-spot warning: optional
About these ratings
Stars measure how well the cabin protects people in a lab crash, not how often the car crashes. They're for the U.S. version (SUV, AWD) of the same model year, usually the same car as in Canada. IIHS awards can depend on headlights or trim. How this works
Fuel and emissions
- City10.7 L
- Highway7.6 L
- CO₂217 g/km
- Smog rating5/10
Litres per 100 km. Rated as gasoline, 296 of 827 for efficiency in 2021.
All NRCan figures
- NRCan model name
- XC40 T4 AWD
- Powertrain (file)
- ice
- Vehicle class
- Sport utility vehicle: Small
- Engine
- 2 L
- Cylinders
- 4
- Transmission
- AS8
- Fuel type
- Regular
- City
- 10.7 L/100 km
- Highway
- 7.6 L/100 km
- Combined
- 9.3 L/100 km
- Combined (mpg)
- 30
- Energy use (ranking scale)
- 9.3 L/100 km eq.
- CO₂
- 217 g/km
- CO₂ rating
- 5/10
- Smog rating
- 5/10
- NRCan trims averaged
- 1
- Efficiency rank this year
- 296 of 827 (beats 64%)
- Class rank this year
- 79 of 177 · Sport utility vehicle: Small
- Vs latest NRCan year
- 445 of 794 in 2026
- Class vs latest year
- 152 of 213
Lab ratings from Natural Resources Canada; real-world use, especially in winter, is usually higher. How this works