2026 Honda Civic Sedan
2026 · Mid-size · gasoline
A
Top 1% of 2026 gas cars
6.8 L/100 km · about $1,952 a year
Among 2026 mid-size cars, all types#25 of 55
Against every car on sale today, EVs includedB
20,000 km a year at $1.44/L regular gasoline.
Change km or fuel price
F
Costs more to insure than 89% of 2026 cars
From what insurers paid out on the 2025 model
Compares cars, not drivers. Not a quote.
Insurance estimates for
- Crash rating
- 5/5 NHTSA stars
- Insurance claims
- 178 78% above average · 2025 data
- Theft risk
- — not enough data
- Awards
- 2 AJAC · IIHS
Why insurance costs what it does
IBC hasn't published claims for the 2026 yet, so this uses what insurers paid out on the 2025 model, compared with a typical car. Bars to the right mean higher claims, which push the price up.
- Crash repairsCollision152% above
- Theft, vandalism and hailComprehensive50% above
- Damage from other driversDCPDno data
- Injury payoutsAccident benefits31% above
- How often it's stolenTheft frequencyno data
How the grade is worked out
We estimate what a typical driver with full coverage would pay for this model in Ontario, then rank it against every other 2026 model. The car-specific part of the premium follows what insurers have paid out on this model (the bars above). A is cheaper to insure than at least 80% of them. It compares cars, not drivers: your own quote depends mostly on your age, record and address.
Sources: Alberta AIRB, FSRA, GAA, Facility Association and IBC How Cars Measure Up. How this works
Safety
5/5 in U.S. government crash tests (NHTSA) on the Civic Sedan. 5 is best.
- Overall★★★★★
- Head-on crash★★★★
- Side crash★★★★★
- Rollover resistance★★★★★
Driver assist
- Automatic emergency braking: standard
- Forward collision warning: standard
- Lane departure warning: standard
- Blind-spot warning: optional
Awards
About these ratings
Stars measure how well the cabin protects people in a lab crash, not how often the car crashes. They're for the U.S. version (4 DR, FWD) of the same model year, usually the same car as in Canada. IIHS awards can depend on headlights or trim. How this works
Fuel and emissions
- City7.5 L
- Highway5.9 L
- CO₂159 g/km
- Smog rating6/10
Litres per 100 km. Rated as gasoline, 305 of 793 for efficiency in 2026.
All NRCan figures
- NRCan model name
- Civic Sedan
- Powertrain (file)
- ice
- Vehicle class
- Mid-size
- Engine
- 2 L
- Cylinders
- 4
- Transmission
- AV7
- Fuel type
- Regular
- City
- 7.5 L/100 km
- Highway
- 5.9 L/100 km
- Combined
- 6.8 L/100 km
- Combined (mpg)
- 41.5
- Energy use (ranking scale)
- 6.8 L/100 km eq.
- CO₂
- 159 g/km
- CO₂ rating
- 6/10
- Smog rating
- 6/10
- NRCan trims averaged
- 2
- Efficiency rank this year
- 305 of 793 (beats 62%)
- Class rank this year
- 25 of 55 · Mid-size
Lab ratings from Natural Resources Canada; real-world use, especially in winter, is usually higher. How this works