2025 BMW X5 M Competition
2025 · Sport utility vehicle: Standard · gasoline
F
Less efficient than 94% of 2025 gas cars
15.8 L/100 km · about $5,353 a year
Among 2025 standard SUVs, all types#222 of 232
Against every car on sale today, EVs includedF
20,000 km a year at $1.69/L premium gasoline.
Change km or fuel price
?
Not enough data to grade
No claim history yet, so it's priced as a typical car
Compares cars, not drivers. Not a quote.
Insurance estimates for
- Crash rating
- — not tested
- Insurance claims
- — no claim data
- Theft risk
- — not enough data
- Awards
- 0 none this year
Why insurance costs what it does
IBC hasn't published claim history for this model, so it's priced as a typical car.
How the grade is worked out
We estimate what a typical driver with full coverage would pay for this model in Ontario, then rank it against every other 2025 model. The car-specific part of the premium follows what insurers have paid out on this model (the bars above). A is cheaper to insure than at least 80% of them. It compares cars, not drivers: your own quote depends mostly on your age, record and address.
Sources: Alberta AIRB, FSRA, GAA, Facility Association and IBC How Cars Measure Up. How this works
Safety
NHTSA hasn't published crash-test stars for this model year.
About these ratings
Stars measure how well the cabin protects people in a lab crash, not how often the car crashes. They're for the U.S. version of the same model year, usually the same car as in Canada. IIHS awards can depend on headlights or trim. How this works
Fuel and emissions
- City18.2 L
- Highway12.9 L
- CO₂366 g/km
- Smog rating4/10
Litres per 100 km. Rated as gasoline, 899 of 934 for efficiency in 2025.
All NRCan figures
- NRCan model name
- X5 M Competition
- Powertrain (file)
- ice
- Vehicle class
- Sport utility vehicle: Standard
- Engine
- 4.4 L
- Cylinders
- 8
- Transmission
- AS8
- Fuel type
- Premium
- City
- 18.2 L/100 km
- Highway
- 12.9 L/100 km
- Combined
- 15.8 L/100 km
- Combined (mpg)
- 18
- Energy use (ranking scale)
- 15.8 L/100 km eq.
- CO₂
- 366 g/km
- CO₂ rating
- 2/10
- Smog rating
- 4/10
- NRCan trims averaged
- 1
- Efficiency rank this year
- 899 of 934 (beats 4%)
- Class rank this year
- 222 of 232 · Sport utility vehicle: Standard
- Vs latest NRCan year
- 761 of 794 in 2026
- Class vs latest year
- 202 of 211
Lab ratings from Natural Resources Canada; real-world use, especially in winter, is usually higher. How this works