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2004 Nissan Xterra 4DR 4WD

2004 · SUV · gasoline

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Fuel efficiency
D

Less efficient than 72% of 2004 gas cars

15.3 L/100 km · about $5,184 a year

ABCDF

Among 2004 sport utility vehicle cars, all types#59 of 117

Against every car on sale today, EVs includedF

20,000 km a year at $1.69/L premium gasoline.

Change km or fuel price
Insurance
C

About average to insure for a 2004 car

From what insurers paid out on the 2006 model

ABCDF

Compares cars, not drivers. Not a quote.

Insurance estimates for
Crash rating
—
not tested
Insurance claims
20
80% below average · 2006 data
Theft risk
Low
99% below average
Awards
0
none this year

Why insurance costs what it does

IBC hasn't published claims for the 2004 yet, so this uses what insurers paid out on the 2006 model, compared with a typical car. Bars to the right mean higher claims, which push the price up.

  • Crash repairsCollision69% below
  • Theft, vandalism and hailComprehensive78% below
  • Damage from other driversDCPDno data
  • Injury payoutsAccident benefits63% below
  • How often it's stolenTheft frequencyno data
How the grade is worked out

We estimate what a typical driver with full coverage would pay for this model in Ontario, then rank it against every other 2004 model. The car-specific part of the premium follows what insurers have paid out on this model (the bars above). A is cheaper to insure than at least 80% of them. It compares cars, not drivers: your own quote depends mostly on your age, record and address.

Sources: Alberta AIRB, FSRA, GAA, Facility Association and IBC How Cars Measure Up. How this works

Safety

NHTSA hasn't published crash-test stars for this model year.

About these ratings

Stars measure how well the cabin protects people in a lab crash, not how often the car crashes. They're for the U.S. version of the same model year, usually the same car as in Canada. IIHS awards can depend on headlights or trim. How this works

Fuel and emissions

  • City17.1 L
  • Highway13.2 L
  • CO₂352 g/km
  • Smog rating—

Litres per 100 km. Rated as gasoline, 366 of 504 for efficiency in 2004.

All NRCan figures
NRCan model name
Xterra V6 4X4
Powertrain (file)
ice
Vehicle class
Sport utility vehicle
Engine
3.3 L
Cylinders
6
Transmission
M5
Fuel type
Premium
City
17.1 L/100 km
Highway
13.2 L/100 km
Combined
15.3 L/100 km
Combined (mpg)
18.5
Energy use (ranking scale)
15.3 L/100 km eq.
CO₂
352 g/km
NRCan trims averaged
4
Efficiency rank this year
366 of 504 (beats 27%)
Class rank this year
59 of 117 · Sport utility vehicle
Vs latest NRCan year
758 of 794 in 2026

Lab ratings from Natural Resources Canada; real-world use, especially in winter, is usually higher. How this works

IBC How Cars Measure Up, NRCan Fuel Consumption Guide, and NHTSA. Not a quote. How this works

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