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2021 BMW X5 4DR AWD

2021 · SUV · gasoline

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Fuel efficiency
F

Less efficient than 85% of 2021 gas cars

14.2 L/100 km · about $4,811 a year

ABCDF

Among 2021 standard SUVs, all types#93 of 127

Against every car on sale today, EVs includedF

20,000 km a year at $1.69/L premium gasoline.

Change km or fuel price
Insurance
D

Costs more to insure than 76% of 2021 cars

From what insurers have paid out on this model

ABCDF

Compares cars, not drivers. Not a quote.

Insurance estimates for
Crash rating
4/5
NHTSA stars
Insurance claims
190
90% above average
Theft risk
High
139% above average
Awards
0
none this year

Why insurance costs what it does

What insurers have paid out on this model, compared with a typical car. Bars to the right mean higher claims than typical, which push the price up.

  • Crash repairsCollision101% above
  • Theft, vandalism and hailComprehensive183% above
  • Damage from other driversDCPD124% above
  • Injury payoutsAccident benefits49% below
  • How often it's stolenTheft frequency139% above
How the grade is worked out

We estimate what a typical driver with full coverage would pay for this model in Ontario, then rank it against every other 2021 model. The car-specific part of the premium follows what insurers have paid out on this model (the bars above). A is cheaper to insure than at least 80% of them. It compares cars, not drivers: your own quote depends mostly on your age, record and address.

Sources: Alberta AIRB, FSRA, GAA, Facility Association and IBC How Cars Measure Up. How this works

Safety

4/5 in U.S. government crash tests (NHTSA) on the X5. 5 is best.

  • Overall★★★★★
  • Head-on crash★★★★★
  • Side crash★★★★★
  • Rollover resistance★★★★★

Driver assist

  • Automatic emergency braking: standard
  • Forward collision warning: standard
  • Lane departure warning: standard
  • Blind-spot warning: standard
About these ratings

Stars measure how well the cabin protects people in a lab crash, not how often the car crashes. They're for the U.S. version (SUV, AWD) of the same model year, usually the same car as in Canada. IIHS awards can depend on headlights or trim. How this works

Fuel and emissions

  • City16.1 L
  • Highway11.8 L
  • CO₂333 g/km
  • Smog rating3/10

Litres per 100 km. Rated as gasoline, 724 of 827 for efficiency in 2021.

All NRCan figures
NRCan model name
X5 xDrive40i
Powertrain (file)
ice
Vehicle class
Sport utility vehicle: Standard
Engine
4.4 L
Cylinders
8
Transmission
AS8
Fuel type
Premium
City
16.1 L/100 km
Highway
11.8 L/100 km
Combined
14.2 L/100 km
Combined (mpg)
20
Energy use (ranking scale)
14.2 L/100 km eq.
CO₂
333 g/km
CO₂ rating
2/10
Smog rating
3/10
NRCan trims averaged
4
Efficiency rank this year
724 of 827 (beats 12%)
Class rank this year
93 of 127 · Sport utility vehicle: Standard
Vs latest NRCan year
724 of 794 in 2026
Class vs latest year
181 of 211

Lab ratings from Natural Resources Canada; real-world use, especially in winter, is usually higher. How this works

IBC How Cars Measure Up, NRCan Fuel Consumption Guide, and NHTSA. Not a quote. How this works

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